Business Lines: Prepaid Solutions

Retailers and mobile network operators from around the world are looking to Euronet and our subsidiaries to maximize their profits from prepaid, money transfer and bill payment products and services. Today, the supermarket, convenience store and petrol industries are among the 193,000 retailers using our services and technology to increase revenue and eliminate theft for one of the most increasingly popular product groupings—prepaid services—and also benefit from offering our newest product additions—money transfer and bill payment.

Euronet provides prepaid mobile airtime, prepaid long distance calling card plans, prepaid Internet programs internationally, and even specialty programs, such as prepaid wagering in Australia, in addition to consumer money transfer and bill payment products. We have partnered directly with more than 130 mobile operators and support top up for many more. All of our prepaid products can be activated via:

• Point-of-Sale (POS) terminals
  
• Existing integrated electronic Point-of-Sale (EPoS) networks
  
• ATMs
  
• The handset directly

Euronet processes approximately 54 million prepaid transactions every month across 394,000 POS terminals around the world, in leading chains such as Asda Wal-Mart, Woolworth's, Tesco, Sainsbury's, BP and thousands of others. Our solutions, created through personal and ongoing involvement with each customer, are building new profit centers for their stores and showing that the opportunity in prepaid—when you're connected to the right provider—is limitless.

With Euronet's prepaid solutions, consumers can top-up their prepaid accounts, including prepaid mobile phone airtime and prepaid long distance, at their favorite retail location. Moreover, consumers can also use our patented money transfer and bill payment solutions at select retail locations. These electronic transactions help mobile operators increase their customer reach and at the same time provide a cost-effective electronic distribution channel for participating retailers and POS and ATM owners.

To find out more about prepaid, money transfer and bill payment products, contact your closest Euronet representative.

Euronet Subsidiaries
Prepaid mobile services and other prepaid services are increasing dramatically around the world. These trends have led Euronet to expand its prepaid airtime program through its subsidiaries e-pay, PaySpot, transact, Movilcarga, TeleRecarga and ATX (INGEVOUCHER). Euronet has also introduced electronic consumer money transfer and bill payment services through its newest subsidiary, Ria Financial Services, in addition to its prepaid offerings.

	e-pay, a Euronet subsidiary, is the leading electronic payments processor of prepaid mobile airtime top-up services around the world —-- providing services in the U.K., Australia, Ireland, Spain, Poland, New Zealand and Malaysia.    more >>
	transact, a Euronet subsidiary, is the leading German prepaid electronic payments processor. The company specializes in payment processing services and software for EFT and prepaid mobile phone transactions on point of sale (POS) terminals, as well as retailer till systems. Additionally, transact offers a line of proprietary GPRS-based POS terminal products.    more>>
	PaySpot, a Euronet subsidiary, is the leading U.S. prepaid electronic payments processor. PaySpot offers a comprehensive array of electronic products and services through POS terminals and integrated cash register systems to convenience stores, check cashers, wireless stores and other small retailers across the U.S.     more >>
	Euronet Movilcarga, a Euronet subsidiary, specializes in electronic distribution of prepaid mobile airtime in Spain. We offer an innovative real-time recharge system, which is available to retailers via a range of point of sale (POS) terminals or can be integrated into major retailers' EPoS systems. Movilcarga’s technology platform is similar to Euronet's e-pay technology, which supports online electronic top-up at retail locations.    more >>
	Euronet TeleRecarga, a Euronet subsidiary, specializes in the electronic distribution of prepaid wireless airtime and other prepaid products in Spain. Using its own proprietary multi-service technology platform, TeleRecarga connects to POS terminals and/or can be integrated with Electronic Cash Registers (ECRs) of retailers to facilitate the electronic distribution of a wide range of prepaid services.    more >>
	ATX (INGEVOUCHER), a Euronet subsidiary, is a provider of electronic prepaid voucher solutions headquartered in the U.K. The company offers software or outsourcing solutions for prepaid processing to existing scratch card distributors willing to switch to electronic top-up solutions. ATX has customers in more than 60 countries.    more >>